Click the image to see the many reasons why you should have disability insurance coverage.

The Disability Insurance program is only available to ISMA members. We have a special program that offers a high quality, price competitive product that helps you plan for the unexpected. Whether you need to supplement current coverage or build a comprehensive disability program, we invite you to compare the ISMA plan advantages to any other plan.

Plan features and highlights include:

• Own Occupation Definitions
• Liberal Partial Disability benefits payable after a 20% income loss
• No offsets with other Insurance Plans or Social Security
• Low Step Rate premiums
• Renewal and plan provisions Guaranteed to age 70

• Disability Rate Grid
• Disability and Business Overhead Brochure
• Business Overhead Rate Grid
• Disability Calculation Worksheet
• Disability and Business Overhead Application

Please send us your Comments about this product or call us at (877) 647-2242 toll-free

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